Claim your accident here.

Unfortunate enough to have been involved in an accident? The last thing you’ll want to face after such a traumatic experience is having to deal with difficulties seeing your claims go through.

But doing things right also means that you’ll have to face a myriad of strict instructions in the process of submitting your insurance claim. In this article we look at why insurers expect you to do all these things by the book, so you can better remember what is expected of you, and can have a smoother insurance claim process in the future.

If you are reading this right after getting into an Claim your accident, the first thing you will need to do before all else is to make sure everyone is ok. If people have been injured as a result of the traffic accident, be sure to contact the emergency services first.

Furthermore, the police will also have to be contacted if the accident involves an injured pedestrian or cyclist, is a hit-and-run incident, or involves vehicles belonging to the Government or are not registered in Singapore.

The next thing you will have to note is to secure the safety of all involved following the accident – this means installing the triangular emergency sign 20m before from the accident site.

If the accident has occurred on the highway, you will need to move your vehicle onto the road shoulder as soon as possible so as not to endanger other road users, otherwise make sure you take pictures of the accident before you move the vehicles.

After a minor fender bender, you might think it makes sense to simply pay for the damages out of pocket and avoid the rate increase on your car insurance that will result from reporting a claim. While this might work out perfectly in some cases, it’s important to know that there are potential repercussions to this decision that could come back to trouble you in the future. When should you report an accident to the insurance company? Consider all of the risks before you make a decision.